Ring Doorbell Black Friday 2020 Deals: Are They Worth It?

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 27. As an Amazon-owned product, the Ring doorbell is sure to appear among the e-commerce giant’s Black …

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Equity Crowdfunding: How It Can Help Your Startup

Pitching your business to venture capitalists may not be in the cards for first-time entrepreneurs or small shops, but crowdfunding can help you find both accredited investors and everyday consumers willing to back your company. Equity crowdfunding means investors provide financing in return for a stake in your business. It differs from rewards-based crowdfunding, which …

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Limited Partnership: What It Is and When It’s Best for Your Business

Choosing your legal structure is one of the first things you’ll do as a new small-business owner. Among the different types of business structures, a limited partnership is an option that gives you a way to raise money from a close group of investors, but is usually a good choice in only a few circumstances. Overview of …

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Marketing Strategies: 12 Secrets to Marketing Success That’ll Supercharge Your Business

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. I love marketing. I love having conversations about marketing, planning marketing strategies, learning new techniques — because I believe in what I do and I’m not shy about getting out there and selling …

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Steven Rinella on Hunting (And Why You Should Care), Reconnecting with Nature, Favorite Trips, and More (#470)

Illustration via 99designs Ask yourself, when you turn on your faucet and water comes out, where did that water come from? Did it fall as snow, rain? Where was it collected? Is it from an aquifer? What feeds the aquifer? Then ask yourself, when it goes down the drain, what is its path to where …

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Failure

The President’s failure to suppress the virus’s spread through strong, consistent national policies and Speaker Pelosi’s failure to make a deal with the Treasury Secretary for a new round of stimulus (so far) have now hit the tape in the form of a deceleration in hiring this past month. September’s jobs report came out this …

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Amazon Prime Day 2020 is finally here! (Plus how to get bonus Amazon credit to spend!)

This post may contain affiliate links. Read my disclosure policy here. Amazon Prime Day 2020 has *finally* been announced, and it will officially be happening on October 13th and 14th! Amazon Prime Day 2020 After waiting for months and Prime Day continuing to be delayed because of Covid, we’re super excited to announce that Prime …

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Fear of Bankruptcy Holds Too Many People Back

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t. Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit …

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Dustin Yellin on Making Art, Weaving Madness, and Forging Your Own Path (#467)

Illustration via 99designs “I don’t worry about inspiration as much as system overload.” — Dustin Yellin Dustin Yellin (@dustinyellin) is an artist who lives in Brooklyn, New York, and is the founder and director of Pioneer Works, a multidisciplinary cultural center in Red Hook, Brooklyn, that builds community through the arts and sciences to create …

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Stop Making a Budget. The Simple Online Banking App Will Do it For You

Making a budget — and sticking to it — isn’t easy. Bills fluctuate, random one-time surprises come up, and your fun spending can vary from a $3 ice cream cone to “accidentally” buying everything in your online cart. Maybe you’ve already tried a handful of apps that connect to your bank account, promising to help …

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Delta Increases Flexibility and Extends Benefits (Again)

In early April, Delta was the first U.S. airline to extend frequent flyer elite status and lounge memberships. Now, with the pandemic still raging months later, Delta is announcing another round of extensions to the expiration dates for memberships and benefits. Additionally, Delta is permanently eliminating change and redeposit fees on most domestic SkyMiles award …

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Our Rules for Kids and Phones

“Do you let your kids have phones? If so, how do you protect your kids and what kinds of apps or parental controls do you have in place?” I get some kind of variation on this question multiple times every week. Since this topic is one that really depends so much on the family and …

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“Broke Doesn’t Scare Me” — How to Create an Abundance Mindset With Investor Arian Simone

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. read more “Broke doesn’t scare me.” Arian Simone — entrepreneur, investor, philanthropist, international speaker, and best-selling author of The Fearless Money Mindset — says that from experience. After getting laid off, moving into …

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Should You Press Pause on Private Student Loans?

Federal student loan payments have been automatically suspended until the end of the year because of the ongoing pandemic. If you have private student loans, however, payments remain due — unless you’ve paused them. Roughly 5% of private loan borrowers were using forbearance as of the end of March, according to the most recent data …

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A Peek Into Last Week

You all are AMAZING!!! Thank you for donating to babies and toddlers in foster care in TN through the Amazon Baby Drive I did with Tennessee Alliance for Kids! They sent me this picture of everything they had gotten in so far and my jaw just dropped!! There are a few more items left on …

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How to Find Your Unclaimed Money for Free (It Takes 30 Seconds)

  Robin Hartill, senior editor and certified financial planner at The Penny Hoarder, recently searched her name on the state of Florida’s unclaimed property website, where she found out she had $81.13 in unclaimed money from a deposit she made for her water bill. Chris Zuppa/The Penny Hoarder I recently discovered $81.13 of free money …

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One of The Biggest Mistakes Young Investors are Making Right Now

Investing when you’re young is one of the smartest things you can do, but here’s one mistake a lot of young investors are making this year: They’re trying to time the market. To try and anticipate the various booms and crashes that the stock market will inevitably go through is a fool’s errand. If you’re …

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How to Negotiate When Selling a House, According to the Pros

In today’s hot sellers’ market, many of the standard rules are reversed. For example, buyers usually have the upper hand in negotiations — in normal times. But according to a recent report from the National Association of Realtors, the inventory of homes for sale is down 21% from last year, and sellers are receiving an …

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Richard Koch on Mastering the 80/20 Principle, Achieving Unreasonable Success, and The Art of Gambling (#466)

Photo by Daniel Park “If you don’t know what you’re doing, you can be very creative about it.” — Richard Koch Richard Koch (@RichardKoch8020) is an entrepreneur, investor, former strategy consultant, and author of several books on business and ideas, including four on how to apply the 80/20 principle in all walks of life. His …

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Work With The Million Dollar Maker

This Man Has A Humongous Mission & You Can Be On His Team     Click the link below to learn more https://zoom.us/rec/play/tJAsIu38rm43HoLB5QSDVvd8W46_K_-s0CEb8_QEyhyxWiIENFCuYrdAZ-Cg7lnhQlCBbRvhw7xQNqiS   email me at pennyraye.wfg@gmail.com to change your legacy today.  

Time To Change The World

https://fast.wistia.net/embed/iframe/ps9b113hui  My family moved around a lot as a child. Nope, I was not military. My mom was like a gypsy, no disrespect intended. Going to 14 different schools it was hard for me to keep up academically. Originally born in The City of Angel’s I started my learning experience at a preschool on a …

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Create Your Family Bank

Imagine a life of abundance. What does it feel like? What does it look like? Imagine your family for generation upon generation financially free. Can you see what your house looks like? What kind of schools are your children going to? What if money was flowing to you on a constant basis? Great News! You …

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Brad Feld — The Art of Unplugging, Carving Your Own Path, and Riding the Entrepreneurial Rollercoaster (#448)

Illustration via 99designs Brad, they can’t kill you and they can’t eat you. Suit up. — Len Fassler Brad Feld (@bfeld) is the author of two new books: The Startup Community Way and the second edition of Startup Communities.He has been an early-stage investor and entrepreneur since 1987. Prior to co-founding Foundry Group, he co-founded Mobius …

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Books I’ve Loved — Ann Miura-Ko (#447)

Welcome to another episode of The Tim Ferriss Show, where it is my job to sit down with world-class performers of all different types—from startup founders and investors to chess champions to Olympic athletes. This episode, however, is an experiment and part of a shorter series I’m doing called “Books I’ve Loved.” I’ve invited some amazing past …

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Blake Mycoskie — TOMS, The Hoffman Process, Conscious Uncoupling, and Psychedelics (#446)

Illustration via 99designs “A master in the art of living draws no sharp distinction between his work and his play; his labor and his leisure; his mind and his body; his education and his recreation. He hardly knows which is which. He simply pursues his vision of excellence through whatever he is doing, and leaves …

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Hugh Jackman on Best Decisions, Daily Routines, The 85% Rule, Favorite Exercises, Mind Training, and Much More (#444)

Photo by Ben Watts “Everyone takes a shower every day, and we don’t complain about it. We do it out of discipline. There will always be an excuse not to meditate.”  — Hugh Jackman Hugh Jackman (@TheHughJackman) is an Academy Award®-nominated, Golden Globe- and Tony Award-winning performer, who has made an impression on audiences of …

Hugh Jackman on Best Decisions, Daily Routines, The 85% Rule, Favorite Exercises, Mind Training, and Much More (#444) Read More »

David Yarrow on Art, Markets, Business, and Combining It All (#443)

“I must never again put myself in a position where my work ethic can be undone by things totally beyond my control.”  — David Yarrow In his genre, David Yarrow (@davidyarrow) is one of the world’s best-selling fine art photographers. Most recently, he has focused on capturing the animal and human worlds in fresh and creative …

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Tribe of Mentors — Naval Ravikant, Susan Cain, and Yuval Noah Harari (#442)

Photo by Todd White Welcome to another episode of The Tim Ferriss Show! It will feature some of my favorite advice and profiles from Tribe of Mentors. Thousands of you have asked for years for the audiobook versions of Tools of Titans and Tribe of Mentors, and they are now both finally available at audible.com/ferriss. Today’s episode will focus on my first chapter in Tribe …

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John Paul DeJoria — From Homelessness to Building Paul Mitchell and Patrón Tequila (#441)

“Don’t limit yourself in life by your age, or what you think you’re capable of doing. You’re always as old as your mind leads you to believe.” — John Paul DeJoria John Paul DeJoria is an American entrepreneur and philanthropist who has launched multiple global enterprises and is renowned as one of the “100 Greatest …

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Tools of Titans — Derek Sivers, BJ Miller, and Coach Christopher Sommer (#439)

Photo by Todd White Welcome to another episode of The Tim Ferriss Show! It will showcase some of my favorite advice and profiles from the audiobook of Tools of Titans. Thousands of you have asked for years for the audiobook versions of Tools of Titans and Tribe of Mentors, and they are now available. Go …

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Coach George Raveling on This Unique Moment in Time, How to Practice Self-Leadership, Navigating Difficult Conversations, and Much More (#438)

Photo by Jared Polin “My hope is that we will be who we say we are. All of us.” — Coach George Raveling Coach George Raveling (@GeorgeRaveling) is an 82-year-old living legend and Nike’s former Director of International Basketball. Coach Raveling was the first African-American head basketball coach in the PAC-8 (now PAC-12). On August 28, 1963, …

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Secretary Madeleine Albright — Optimism, the Future of the US, and 450-Pound Leg Presses (#437)

Photo by Platon “I’m an optimist who worries a lot.”  — Secretary Madeleine Albright Madeleine K. Albright (@madeleine) is a professor, author, diplomat, and businesswoman who served as the 64th secretary of state of the United States. In 1997, she was named the first female secretary of state and became, at that time, the highest-ranking …

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Books I’ve Loved — Maria Popova and Tyler Cowen (#436)

Welcome to another episode of The Tim Ferriss Show, where it is my job to sit down with world-class performers of all different types—from startup founders and investors to chess champions to Olympic athletes. This episode, however, is an experiment and part of a shorter series I’m doing called “Books I’ve Loved.” I’ve invited some amazing past …

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Kevin Hart — Life Lessons from a Comedic Powerhouse (#435)

“I don’t understand how you do something halfway. I did that through high school, and doing that, I saw the instant consequence.” — Kevin Hart Kevin Hart (@kevinhart4real) was born and raised in Philadelphia, Pennsylvania, where he launched his career as a comedian during an amateur night at a local comedy club. Over the years, …

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Copywriting Exercises: How to Transform Long, Boring Sentences Into Short, Powerful Copy

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. read more Want to make a bigger impact with your copywriting in half the time? Today on The Marie Forleo Podcast, learn three copywriting exercises to transform long, rambly sentences into copy that’s …

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Jim Dethmer on the Power of Radical Responsibility and How to Be the Author of Your Own Life (#434)

“So many of us destroy our aliveness through pretending. I wasn’t going to pretend.”  — Jim Dethmer Jim Dethmer is one of the world’s leading voices on conscious leadership. He is a co-founder at Conscious Leadership Group, co-author of the #1 best-selling book on conscious leadership, The 15 Commitments of Conscious Leadership, and an international speaker. …

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Sam Harris on Psychedelics, How to Cope During a Pandemic, Taming Anxiety, and More (#433)

Photo by Christopher Patey “Nothing’s changed, but yet, on some level, everything has changed, and I feel like I’m in a spaceship where at any moment, the leak or the breach in the wall can be catastrophic. It’s a very bizarre feeling, which I know everyone is sharing to one or another degree.”  — Sam …

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WHO AM I?

I believe that life is designed to support us. So when you set the intention to heal and transform, you can ask life for guidance. I usually do that through a prayer like this written in my journal : “Even though I don’t know what to do next, I am willing to be shown how …

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Books I’ve Loved — Kevin Kelly (#432)

Photo by Christopher Michel (@chrismichel) Welcome to another episode of The Tim Ferriss Show, where it is my job to sit down with world-class performers of all different types—from startup founders and investors to chess champions to Olympic athletes. This episode, however, is an experiment and part of a shorter series I’m doing called “Books I’ve …

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Katie Sturino’s Fight for Size Inclusivity: How to Use Your Passion To Build A Thriving Business

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. Is it possible to change culture… with a business? Abso-friggin-lutely. Meet Katie Sturino. She wants you to love your body — and she’s not shy about it. In fact, Katie has been fighting for …

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Howard Marks on the US Dollar, Three Ways to Add Defense, and Good Questions (#431)

“Move forward but with caution.” — Howard Marks Howard Marks (@HowardMarksBook) is co-chairman and co-founder of Oaktree Capital Management, a leading investment firm with more than $125 billion in assets under management. He is the author of the books Mastering the Market Cycle: Getting the Odds on Your Side and The Most Important Thing: Uncommon Sense …

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A Love Story Written From Her Prospective: How Josh And I Met Nine Years Ago

Today is the ninth anniversary of when I met my husband Josh for the first time and we had our first date. I’m feeling cheesy so I’m going to talk about it! For those of you who don’t know, I met Josh on OkCupid on May 9, 2011. I messaged him because his picture was …

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The Copy Cure 2020 Scholarship Program: Entries Open Through May 11th at 3pm Eastern

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. What if you could sit down with your coffee and pour out words that spark an aha, a revolution, or thousands of clicks to your “buy” button? What if you stopped second-guessing yourself …

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This Is Me: Christy Dauer

Welcome to This Is Me Thursdays! To read other posts in this series, click here. If you want to be involved, please email me for more details! Today, learn more about Christy Dauer, someone I connected with a few months ago who’s helped me so much with networking and focusing on my business. Christy is …

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Nick Kokonas on Resurrecting Restaurants, Skin in the Game, and Investing (#429)

“My dad used to run his own business. He was only high school educated. Every time I tried to complicate things when I was in college and I’d talk to him about his business, he would be like, ‘It’s three shoeboxes, Nick. It’s the money in, the money out, and then the third box is …

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Need A Creativity Boost? 10 Hand-Picked Books On Creativity From Me & Team Forleo

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. Have you ever struggled to bring a creative vision to life? Welcome to the club. I’ve yet to meet a single human who hasn’t felt frustrated and overwhelmed by the creative process. Lucky …

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Jim Jefferies on Comedy, Life Lessons, and the Magic of Filling Out Customs Forms (#428)

“The rise is always better than the peak.” — Jim Jefferies Sydney native Jim Jefferies (@jimjefferies) is one of the most popular and respected comedians of his generation, entertaining audiences across the globe with his provocative, belief-challenging, and thought-provoking comedy. He created and starred in the sitcom Legit and the Comedy Central late-night show The Jim …

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Robin Sharma On The Extraordinary Benefits Of Waking Up at 5am

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. Keep getting sidetracked from what’s most important to you? Tired of getting sucked into distraction after distraction? Robin Sharma’s morning routine may be just what you need. Long before COVID-19, Robin joined me …

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How to Do Big, Messy Friendship with Aminatou Sow & Ann Friedman

Hi! I’m Marie You have gifts to share with the world and my job is to help you get them out there. Friendship is powerful. And it’s complicated — which makes a close friendship like Aminatou Sow and Ann Friedman’s truly extraordinary. As the co-hosts of the wildly popular podcast, Call Your Girlfriend, hundreds of …

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The Painting

I see a woman standing strong on top of the world, giving all her problems to the universe. This painting captured my attention the moment I laid eyes on her. My good friend Lysander Ramero in Denver painted it. This paining has helped me build & strengthen myself personally with the vision I get when …

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Why Unfinished Tasks Stay in Your Brain – The Zeigarnik Effect

Ever feeling stressed out because of all the tasks you still have to finish? Feeling stress about unfinished jobs is quite common. It even has a name: the Zeigarnik effect. Here’s more on how unfinished tasks affect your memory and tips to prevent getting overwhelmed. How unfinished tasks overload your memory In 1927 the Lithuanian …

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Stop Using To-Do Lists – They’re Guilt Trips From Hell

Most of us use or used to-do lists to reduce stress levels and anxiety. To-do lists help us with applying structure and offloading tasks from our heads to paper. However, once the 60 or so tasks are on paper, then what? We never finish them and therefore, to-do lists are basically guilt trips. Moreover, to-do …

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New Year’s Resolutions 2020: Increase Your Resilience With Positive Psychology

Do you want some inspiration for New Year’s resolutions in 2020? Look no further. These 3 tips for personal growth are sure to help you in the next year, both professionally as personally. As New Year’s resolutions notoriously do not stick for everyone, I also have a suggestion on how to apply the tips I …

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Take Care Of You!

When I say take care of you, I truly mean take care of yourself. Treat yourself with respect & know that you truly are amazing. So many of us tear ourselves apart, for buying ourselves something nice, like a massage. Or maybe give ourselves time to meditate. I love to get my hair done however …

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You Can Still Learn How!

  In my opinion, if you’re not learning, you’re dying! Just recently getting a day job I started to make some real heartbreaking realization. It still amazes me on how closed minded some people are & think they know everything. It almost breaks my heart because the more you learn the more you become a …

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Why Psychological Safety is Essential for Team Performance

Psychological safety in teams is not only important for the wellbeing people working in that team. It is also vital for the productivity of that team and for the organization it works for. Therefore, managers and employees alike should watch out for each other and make sure everyone feels at ease.   Why psychological safety …

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How I Heal My Soul

Coming from the city of angels I believe I was always drawn to the ocean. My family moved from California when I was 8 years old & no matter how far we moved I could always tell you what way is west.  I love everything about the ocean & feel as though its air heals …

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Greatness Is Not Something Unattainable: Change Your Mindset

Achieving greatness in any field of professional and personal expression calls for hard work and dedication. However, spending countless hours learning a skill or surrounding yourself with great people can’t guarantee the desired results if your mind isn’t in the right place and you don’t maintain the right attitude. You set your sights on becoming …

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How Working Cross-Silo Will Increase Your Productivity

Employees and teams that are able to effectively work together cross-silo are more effective and productive, research by Harvard indicates. Especially in larger organizations, valuable projects require intensive cross-department / country cooperation to succeed. Therefore, employees who are able to build bridges are getting more and more in demand. Building bridge isn’t easy to accomplish …

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True Financial Freedom

What is true financial freedom to you? In my eye’s it is wealth with time to do what you choose when you choose. I would love time with my family while passive income flows to us through multiple source of income from all over the world. I got this idea from Bob Proctor; he does …

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Getting to Skye

From the moment I gave birth to my beautiful daughter I was terrified someone was going to take her from me, I just never thought; it could have been her. I was a very protective strict mom. I was always within reaching distance of her anytime she went out to play at the playground or …

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Holy cow! Here’s how food affects our performance at work

Performance at work is not all tied to intelligence, good habits, positive psychology and what have you, but it is also important to consider what you eat. Those after lunch dips are definitely something that you can prevent. Also, not all the food choices we make are beneficial to our health. Here’s how to get …

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My Wakeup Call

15 years old & angry at the world, out visiting my sister Cass’s boyfriend about a mile outside of town. Our good friend Tiffany drove us & we lost track of time.  In a panic Tiffany & I ran to her car.  It was a fancy ford with neon green lights on the dashboard that …

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5 Things to Do if You Need More Than a 1.3% Social Security COLA

Social Security recipients will get a raise in 2021 — but for the average retired worker, it will amount to just $20 extra per month. The Social Security Administration announced a 1.3% cost of living adjustment that will take effect in January 2021. It will be the lowest COLA since 2017, when benefits increased by …

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Why Positive Psychology Helps You in the Workplace

Psychology originally focused on illnesses, diseases and disorders (the disease model). Although there were enough psychologists focusing on (positive) behavior, such as Skinner, Jung and Maslow, it wasn’t until 1998 that positive psychology became a separate field of study. Martin Seligman was the first who coined the term “Positive Psychology” and is one of the …

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Finding My Road Map

Getting to financial freedom is not easy, but it is worth it! My late husband & I met about 13 years ago. From the moment we met he insisted we were soulmates. That idea scared the crap out of me at that time because I had already been through a divorce & was a single …

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